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First-time buyer grants - what you need to know

Date Thursday, 29 September 2016 5:56 PM

How much does your state government offer to first-time buyers?

When you're building your first home, we understand what you have to go through. It can be a stressful experience, coming up with enough money for a deposit, choosing what home design you want, and buying home decor to suit your lifestyle.

Below is a list of the first-home owner grants (FHOG) from the different states and territories that you could be eligible for. Once you know how much money you have for a deposit, you'll know your budget, and how much you can put toward building your dream home!

Western Australia

In the far west, you could be eligible for up to $10,000 from the FHOG. The value of the land and the home together must be less than $1 million if it is north of the town of Denham, or less than $750,000 if it lies south of Kalbarri.

South Australia

In the deep south of Australia, the FHOG amount is $15,000, but only if the total value of the property is less than $575,000.


Victorian law regarding the FHOG states that you are eligible for the grant if you have never owned a property before, if the particular home has never been sold or tendered as a residential lot before, and if the total value of the home is less than $750,000.


In Tasmania, the current FHOG amount is $20,000. However, you'll need to act quickly if you want to receive that, because from July 1, 2017, it will be reduced to $10,000. You can commence building any time within 24 months of the transaction being approved, so if you're thinking about building a new home in Tasmania, start planning now!

New South Wales

From January 1, 2016, the FHOG amount reduced from $15,000 to $10,000, but any existing transactions before this year could still be eligible for the greater amount.

Australian Capital Territory

In the ACT, you are eligible for a $10,000 grant if your property has a total value less than $750,000, and if you reside in the constructed home for at least one year after it has been completed.


The tropical north of Australia is a booming place to put up a new home design from G.J. Gardner Homes. You'll receive a government grant of between $15,000 and $20,000 depending on the date you entered into the building contract.

Northern Territory

The largest FHOG amount is given by the Northern Territory government ($26,000) and there is no maximum property value!

No matter where you're building your first home, there's a grant that could benefit you. Get in touch with the G.J. Gardner Homes team to start the process today.